babysimon: (Default)
[personal profile] babysimon
Well, you may have noticed that I haven't posted for a while. This is partly due to me being stressed, and partly due to there being very little happening at work which in a curious kind of way makes it harder for me to do time-wasting things while there. Anyway, I went to the supermarket after work tonight and Something Bad happened.


I went round, picking up much-needed food, and even-more-needed toilet paper and toothpaste and perhaps-most-important-of-all, hair gel, and when I got to the till I found out the hard way that I really should have waited before buying that digital camera. Yes, my card was declined. The arrival about 30 seconds later of a large gentleman in a bomber jacket suggests that this is not unheard of at the Stratford Safeway. I had £1.90 in my pocket. I say had, because even in such dire financial straits I needed the toilet paper, and I thought I might as well blow the rest on very cheap white bread and very cheap baked beans.

Obviously in my local corner shop - I can't imagine going back to Safeway in the forseeable future.

It's not too bad - I get paid in a couple of days - but I'm quite pissed off with myself for letting this happen. It now occurs to me that (for instance), I don't know what my overdraft limit is, and had no idea what my bank balance was anyway.

It doesn't really help that we want to book some caterers for the commitment ceremony, and I could ideally do with paying for train tickets to Manchester and BiCon and so on.

Waaa! I thought being grown-up meant things like this didn't happen. I suddenly feel like a student.

(no subject)

Date: 2001-08-08 01:02 pm (UTC)
From: [identity profile] ergotia.livejournal.com
I would'nt feel too embarassed, honey - when this happens in my Safeways the staff cheerfully suggest you swipe your card again, cos apparently "it quite often goes through the second time, especially without the cashback" (!)They have seen it all many many times and then some!

Need a loan? Cant bear the thought of you in hair gel withdrawal.

xxxxxxxxxx

(no subject)

Date: 2001-08-09 01:51 am (UTC)
djm4: (Default)
From: [personal profile] djm4
Happens to me quite a lot - usually if I'm trying to get cashback which the bank is always a lot unhappier about letting you have than actual groceries.

It's happened less since I got a program for my Psion that keeps day-to-day track of my bank balance. I recommend it. It's amazing how just a bit of budgeting and awareness of how much money I've actually got (or not got) makes a huge difference to how much I spend. It may be astonisingly stupid to budget by saying 'well, I feel as though I should be able to afford X meals out, and I'm probably earning enough to be able to buy that new toy', but that is actually how I did it. No wonder I ended up overdrawn by four-figure amounts.

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